The Future of RegTech: Compliance on the Blockchain

The Future of RegTech: Compliance on the Blockchain

The common assumption today is that artificial intelligence will soon drive our cars, manage our work, and manufacture our goods, but how will technology impact our governments? Unfortunately, much of the public sector has been slow to fully embrace digitalization. This is partly because of the complexity and security risks inherent in implementing information technology across public institutions. Fortunately, emerging technologies like blockchain or distributed ledger technologies (DLT) are making this process vastly easier.

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Forecasting Cryptocurrency Regulation

Forecasting Cryptocurrency Regulation

With the rise of initial coin offerings (ICOs) over the past two years, the U.S. Securities and Exchange Commission (SEC) has signaled that it is increasingly focusing on policing ICOs within the crypto space. An aggressive posture by the SEC has served as a red flag to early-stage companies who might seek to raise funds through the sale of tokens. 

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Surfing the Fourth Industrial Revolution: Artificial Intelligence and the Liberal Arts

Surfing the Fourth Industrial Revolution: Artificial Intelligence and the Liberal Arts

As more routine and predictable labor is automated, and technology gives rise to unprecedented opportunities, creative work associated with the human imagination (meaning-making, communication, and critical reasoning) will be uniquely valuable. The scale and pace of this disruption requires an education system that is able to harness emergent opportunities linked to AI. Surfing the Fourth Industrial Revolution will mean bridging human and machine intelligence through learning systems that support creativity and innovation.

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Work and Social Policy in the Age of Artificial Intelligence

Work and Social Policy in the Age of Artificial Intelligence

Since its inception some sixty years ago, artificial intelligence (AI) has evolved from an arcane academic field into a powerful driver of social and economic change. AI is now the basis for a wide range of mainstream technologies including web search, medical diagnosis, smart phone applications, and most recently, autonomous vehicles. Given the prospects of an economic future in which large swaths of the working population are at risk of losing their jobs or seeing them diminish in quality, how might government mitigate the impact of AI?

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Self-Driving Cars Will Soon Be Everywhere—But You May Not Own One

Self-Driving Cars Will Soon Be Everywhere—But You May Not Own One

Even as the capabilities of self-driving cars continue to evolve, it is not a given that consumers will choose to buy one. What is equally likely is that autonomous vehicles will transform the automotive industry entirely. According to some estimates, there could be as many as 10 million cars with self-driving features on the road by 2020. In fact, surveys suggest that there will be fewer car owners and more driverless vehicles in the future.

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Education and accelerated change: The imperative for design learning

Education and accelerated change: The imperative for design learning

Discussions on the impact of “technological disruption” writ large are now so common as to seem almost banal. According to research at Gartner, for example, one-third of all jobs will be converted into software, robots, and smart machines by as early as 2025. Meanwhile, some 65 percent of children in grade school today are predicted to work in jobs that have yet to be invented. In fact, all of these changes are converging toward what some are now describing as a “Fourth Industrial Revolution.” Given this technological revolution, how should educators respond to accelerating change? 

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Creativity and learning for the Conceptual Age

Creativity and learning for the Conceptual Age

What is the role of education in in the age of disruptive innovation? According to a new report by researchers at the University of Oxford, 57 percent of jobs in OECD countries are now susceptible to significant automation (with this number rising to 69 percent in India and 77 percent in China). Together artificial intelligence, robotics, synthetic biology, and digital manufacturing are poised to transform the economic landscape. Indeed, artificial intelligence alone is forecast to match and even exceed human capabilities across a range of skilled and unskilled labor. 

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Education and underemployment in the age of machine intelligence

Education and underemployment in the age of machine intelligence

Although the current unemployment rate now stands at just 5.0 percent, many economists concede that the real figure is much higher. In fact, according to the Bureau of Labor Statistics (BLS), the U-6 rate (total unemployed, plus all persons marginally attached to the labor force, plus total employed part time for economic reasons) measures underemployment at 10 percent. If we add in people who have given up looking for work altogether, the number is higher still. 

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